Navigating the roads of California requires every driver to have proof of financial responsibility, but the cost of car insurance can be a significant hurdle for many. If you’re finding it hard to secure Affordable Car insurance, especially with a limited income, the California Low Cost Automobile (CLCA) Insurance Program might be the solution you need. Established in 1999, this state-initiated program aims to provide income-eligible individuals with liability insurance at rates they can actually afford, ensuring everyone can legally and responsibly drive.
Understanding California’s Low Cost Auto Insurance Program
The CLCA program was created because too many eligible Californians were driving uninsured simply because standard insurance premiums were out of reach. This not only puts these drivers at risk but also impacts everyone on the road. The program offers a pathway to affordable car insurance, helping to protect you, your loved ones, and fellow drivers.
A key update to the program came in effect on January 1, 2015, with the passing of SB 1273. This law broadened eligibility by making exceptions to the continuous licensing requirement, allowing drivers with less than three years of driving experience to participate. It also increased the vehicle value limit, expanding access to more vehicle owners. For detailed information on the CLCA program and how it can provide affordable car insurance, visit www.mylowcostauto.com.
Is the CLCA Program Right for You?
If you are an income-eligible California resident struggling to find affordable car insurance, the CLCA program is designed for you. It focuses on providing liability coverage, which is the minimum legal requirement in California, at a reduced cost. This allows you to meet your financial responsibilities without breaking the bank.
To find out if you qualify for this affordable car insurance option and to locate a certified agent in your area, consumers should visit www.mylowcostauto.com or call 1-866-602-8861. Insurance agents and brokers seeking more program details can find resources at the Automobile Insurance Plan Service Office (AIPSO) website: www.aipso.com/PlanSites/CaliforniaLowCost.aspx.
Contacting the CLCA Program
The California Department of Insurance is actively involved in community outreach and welcomes opportunities to share information about the CLCA program. If you’re organizing a community event and would like a CLCA expert to speak, or if you have any questions about the program, do not hesitate to reach out.
Community Relations and Outreach Branch (CROB)
300 S. Spring Street, South Tower
Los Angeles, CA 90013
Toll free (877) 401-9550
Send us an e-mail
The California Low Cost Automobile Insurance Program is a valuable resource brought to you by the California Department of Insurance and administered by the California Automobile Assigned Risk Plan (CAARP). Explore this program today to see if affordable car insurance is within your reach.
